A retirement planned on cornerstones.

Farrukh Anwar
Farrukh AnwarManaging Partner, Little Rock

Answers for federal employees, from a registered Federal Retirement Consultant.

Your benefits have their own rules and deadlines. We help you understand them before you file, so nothing gets left on the table.

FERS pension
The best time to retire, survivor benefit choices, and what your pension will look like at retirement based on your current contribution rates.
TSP
Your allocation options, how they should change as you approach retirement, and your rollover options.
FEGLI
What your coverage costs as you age, and what to keep, reduce, or replace.

The four cornerstones

Every plan rests on four things.

Farrukh draws this with clients on his calls. A retirement plan is only as strong as its weakest corner.

The four cornerstones: Income and Assets at the top, Medical on the right, Long-term care at the bottom, and Taxes and Legacy on the left. Income& Assets Medical Long-termcare Taxes& Legacy
  1. Income & Assets

    • Has your income been stress tested for higher taxes and a reduction in Social Security?
    • Is a Roth conversion right for you? Find out if you qualify for one at a 0% tax rate.
    • Is your retirement money planned to handle risk, inflation, fees, and withdrawals?
  2. Medical

    • Do you have a plan for large medical expenses that Medicare does not cover?
  3. Long-term care

    • Someone turning 65 today has almost a 70% chance of needing some type of long-term care (U.S. Dept. of Health and Human Services). Does your retirement have a planned response, with or without insurance, or will it be a panic response?
  4. Taxes & Legacy

    • Is there a plan to reduce your taxes, or eliminate them entirely?
    • Is there a plan to avoid probate and reduce or eliminate taxes on your legacy?

How working together goes.

  1. Talk

    A short call about where you are, what you have, and what worries you. No cost.

  2. Plan

    We map your income, assets, and timelines to find the best plan for handling the seven dangers in retirement.

  3. Review

    Life changes. We check in every year and adjust when your situation does. Reach out any time, as often as you need to, all year long.

Dinner seminars

Dinner, and a documentary about retirement.

Join us for a free dinner and an educational documentary on the dangers in retirement.

What to expect

  • A sit-down dinner at a local restaurant, and an educational documentary on the dangers in retirement.
  • Qualify for one of a limited number of complimentary one-on-one reviews, offered only at the event.
  • A clear education that raises questions you may not have thought of before.

The power to rebuild your path

Engineered with humanity.

Your story is still unfolding. Success looks different for everyone, but at the heart of it is freedom: the freedom to choose how you spend your time, pursue your purpose, and build your legacy.

After a lifetime of work, you deserve a plan built around your life: dependable income, smart Social Security timing, tax efficiency, and protection from rising health costs and inflation. That means less time worrying about money and more time for the retirement you worked for.

The people you'll work with.

Farrukh Anwar

Farrukh Anwar

Managing Partner

Read Farrukh's story

Farrukh was born in Pakistan and moved to the United States when he was seven. His father, an international businessman, and his mother, a physician, taught him the value of hard work and perseverance as they built a new life for their family. A talented soccer player, he had the chance to compete in college but chose engineering instead.

Martial arts started as a hobby. A mentor there shaped how Farrukh thinks about leadership, character, and service, and Farrukh went on to open his own studio, a fifteen-year run of running a business and mentoring others.

Then he lost everything when he discovered his business partner was embezzling from the company. He started over in sales at a big-box firm, moved quickly into management, and built a team. After years in the corporate world, he saw that working independently let him serve people better, with plans built around each client and the freedom to advocate for them.

Today Farrukh and his stepson, Austin, are building a practice that defies the status quo: personal plans, real relationships, and a tradition of service they hope will last for generations. Farrukh believes true wealth is not measured by what we accumulate, but by how we grow, how we serve others, and how we use our resources to build meaningful lives. Money is simply the tool.

Jaron Nunez

Jaron Nunez

Retirement and Insurance Specialist

Austin Sungenis

Austin Sungenis

Client Services, Licensed Professional

Book a call.

Tell us a little about where you are. We'll call you back within one business day.

OfficeLittle Rock, Arkansas